Who is the financing intended for?
- Individuals with personal or consumer needs.
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Personal & Consumer Financing
Amjaad Shakhsi
Your needs are closer than you think.
Product overview
Amjaad Shakhsi is a Sharia-compliant financing solution for bank-approved personal and consumer needs, offered through financing structures in line with Islamic Sharia principles and clear procedures that take the customer's repayment capacity into account.
What can be financed?
- Bank-approved personal and consumer needs.
- A clear need that can be documented and assessed.
Product advantages
- Clear financing solutions tailored to the sector's needs.
- Clear, streamlined procedures, subject to the bank's approved policy.
- Repayment options determined according to the nature of the activity and the assessment outcome.
- Multiple collateral options according to the type and value of the financing.
What is needed before applying?
Clearly identify the need, stating the item or purpose, its specifications, and estimated cost, and prepare evidence of income or repayment capacity.
Financing and repayment information
The financing amount, term, repayment frequency, and required collateral are determined after the customer's information and the nature of the activity or need have been assessed, and after the application has been reviewed for alignment with the bank's policies and procedures.
Personal & Consumer Financing
Amjaad Shakhsi
