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Financing Services Provided by Amjaad Islamic Microfinance Bank
Discover personal financing solutions and small project financing offered by Amjaad Islamic Microfinance Bank, allowing you to invest your funds securely in accordance with Sharia principles, with flexible deposit and withdrawal services via branches and the app.
Seven solutions for seven sectors
Financing That Grows With Your Ambition
At Amjaad Islamic Microfinance Bank, we offer Sharia-compliant financing solutions designed to meet the needs of individuals, entrepreneurs, and owners of small and micro enterprises across various sectors. We support you in starting or growing your business, or meeting your personal needs, through financing solutions that take into account the nature of your activity and your repayment capacity, in line with the bank's policies and procedures.
Submitting an application does not constitute final approval. Applications are subject to a credit review and the provision of required documents.
Compliant with Islamic Sharia principles
Clear and streamlined procedures
Solutions for various sectors
Every application reviewed based on need and activity
Why Choose Financing from Amjaad Bank?
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Apply through the bank's branches or available electronic channels.
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Clear, streamlined financing procedures that take into account alignment with the bank's policies and procedures.
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Monthly or seasonal repayment options that suit the size and nature of your activity and cash flows.
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Financing ranging from 100,000 up to 150,000,000 Yemeni Rial, tailored to the need and its purpose.
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Financing that complies with the standards of the bank's Sharia Supervisory Board.
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Multiple collateral options suited to the type and value of the financing.
Financing products
Fisheries Financing
Amjaad Mawj
Your livelihood from the sea—financing from Amjaad.
Amjaad Mawj supports people working in fisheries with Sharia-compliant financing solutions for the equipment, machinery, tools, and essential facilities their activities need. It is designed to help customers start, develop, and improve their projects and increase productivity.
Purchase of boats and engines.
Purchase of nets, fishing tools, and equipment.
Operating equipment related to fisheries activities.
Amjaad Hassad is a Sharia-compliant financing solution that supports farmers, producers, and livestock breeders. It helps them obtain production inputs, develop irrigation methods and equipment, and strengthen the efficiency, continuity, and productivity of their activities.
Seeds, fertilizers, and agricultural supplies.
Irrigation networks, agricultural machinery, and equipment.
Amjaad Sunna' is designed for industrial and craft businesses and productive projects that need machinery, equipment, or raw materials to develop their work, improve operational readiness and continuity, and increase productivity through financing in line with Islamic Sharia principles.
Production machinery and equipment.
Raw materials required for the activity.
Fitting out or developing workshops and productive projects.
Amjaad Tujjar provides Sharia-compliant financing solutions for trade-business owners seeking goods, inventory, and working-cycle needs. It supports business continuity and expansion, stronger competitiveness, higher sales, and increased income.
Goods and inventory.
Trade-business cycle needs.
Expansion of product offerings, higher sales, and competitiveness.
Operating supplies related to the trading activity.
Amjaad Khadamat serves owners of businesses that provide services directly to customers, with Sharia-compliant financing solutions for the tools, equipment, and operating needs required to develop their service, enhance quality and competitiveness, and grow the business.
Tools and equipment needed to deliver the service.
Fitting out and developing service-business locations.
Operating needs of the business.
Work methods related to transport, maintenance, or professional services.
Amjaad Shakhsi is a Sharia-compliant financing solution for bank-approved personal and consumer needs, offered through financing structures in line with Islamic Sharia principles and clear procedures that take the customer's repayment capacity into account.
Amjaad Usar supports productive families, home-based businesses, and small craft projects through Sharia-compliant financing for the tools, equipment, and raw materials that help improve production and develop presentation and packaging.
Tools and equipment needed for the home-based project.
Raw materials used in production.
Improving packaging, presentation, and display.
Expansion of the home-based activity, subject to the identified need and application assessment.
1The applicant must have an active current account with Amjaad Bank.
2The applicant must hold a valid electronic personal ID card.
3The applicant must hold Yemeni nationality.
4The applicant's age must not be less than 18 or more than 60 years.
5Proof of ability to repay the financing installments.
6Provision of the required collateral.
Available Collateral Options
Cash deposit collateral.
Gold collateral.
Commercial collateral.
Bank guarantee.
Salary transfer from employer.
The appropriate collateral is determined after the application is reviewed, based on the value and type of financing and its alignment with the bank's financing policies and procedures.
Steps to Submit Your Application
1Fill in your personal details and contact address information.
2Enter the details of the requested financing: the amount, activity, and purpose of the financing.
3Choose the type of collateral and describe the goods or the need to be financed.
4Review your information and accept the declaration.
5Submit the application and receive your reference number.
Please fill in your information accurately, as the details provided will be used to review your application and contact you later. Additional documents or information may be requested to complete the review of your financing application.
